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Terms & Conditions

Last Updated: June 25, 2025

1. Introduction

Welcome to Luminance Ledger. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

2. Definitions

In these Terms:

  • "Luminance Ledger," "we," "our," or "us" refers to Luminance Ledger.
  • "Website" refers to the website operated by Luminance Ledger at scholarquazeltora.com.
  • "Services" refers to the accounting and financial services provided by Luminance Ledger.
  • "You" or "your" refers to the individual or entity accessing or using our Website or Services.

3. Use of Website

You agree to use our Website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes harassing or causing distress to other users, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Website.

4. Services

Luminance Ledger provides accounting and financial services to individuals and businesses. The specific terms of our Services, including fees and service details, will be outlined in a separate agreement between you and Luminance Ledger.

5. Intellectual Property

All content on our Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Luminance Ledger or its content suppliers and is protected by Canadian and international copyright laws. The compilation of all content on this site is the exclusive property of Luminance Ledger and is protected by Canadian and international copyright laws.

6. User Accounts

Some features of our Website or Services may require registration for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.

7. Privacy

Your use of our Website and Services is also governed by our Privacy Policy.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Luminance Ledger shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Website or Services.

9. Indemnification

You agree to defend, indemnify, and hold harmless Luminance Ledger, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Website or Services or your violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes to these Terms by posting the revised Terms on our Website. Your continued use of the Website after such modifications will constitute your acknowledgment of the modified Terms.

11. Termination

We may terminate or suspend your access to our Website or Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Website and Services will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Luminance Ledger

88 Aurora Blvd, Vancouver, BC, Canada, V6Z 3C7

Email: [email protected]

Phone: +1 (604) 740-3278